Grades K–2
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Penny & Pals
My First Money Adventures
A Fort McClellan Credit Union Workbook
Lesson 1
Meet the Coins
Money comes in coins and bills. Let's meet Penny's coin friends and learn what each one is worth!
Penny
1¢
Nickel
5¢
Dime
10¢
Quarter
25¢
Try it
Color and count
- Color the penny brown and the other coins silver.
- Draw a line from each coin to how much it is worth: 1¢, 5¢, 10¢, 25¢.
- How many pennies make one nickel? Write your answer:
Grown-up tip: Let your child hold real coins while they work. Touching and sorting real money helps the ideas stick.
Penny & Pals · 3
Lesson 2
Wants and Needs
A need is something we must have, like food or a warm coat. A want is something that is nice to have, like a toy or candy. We can't always buy every want — and that's okay!
Sorting game
Circle the needs. Put a box around the wants.
🍎 Healthy food
🎮 Video game
👕 Clothes to stay warm
🍭 Candy
🏠 A place to live
🧸 A new stuffed animal
Draw it
Draw one need and one want of your own.
Penny & Pals · 7
Lesson 3
Save, Spend, Share
When you get money, you can do three smart things with it. Penny uses three jars!
🐖 SAVE
for a goal later
🛒 SPEND
a little now
❤️ SHARE
to help others
My goal
What are you saving for?
Draw it here:
It costs about: $
I will save each week.
Did you know? A credit union like Fort McClellan is a safe place to keep your savings jar money — and it can even grow a little over time!
Penny & Pals · 11
🌟
Great job, saver!
This was a peek at Penny & Pals. The full 24-page workbook has more coin games, sticker charts, and a savings certificate for your refrigerator.
Teachers and parents can request free printed copies from Fort McClellan Credit Union.
Request free class sets →
Fort McClellan Credit Union · Since 1953