These are sample pages from the full workbook. The complete printed book has 28 pages. Free class sets available for teachers — request kits.
A savings goal is something you want to buy or do that takes time to save for. When you know your goal and save a little each week, you can watch your money grow until you reach it!
I am saving for:
It costs about: $
I can save $ each week.
Each week, write how much you saved. Then add it to the week before to find your running total.
| Week | Amount saved | Running total |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| 4 | ||
| 5 |
Goal cost $ ÷ $ saved each week = weeks.
Money can come to you as a gift — like on your birthday — or you can earn it by doing helpful work. When you earn money, you helped make it happen. That feels great, and it adds to your savings goal!
Write an idea on each line, then guess what it might pay.
Ideas to get you started: walk a neighbor's dog, rake leaves, wash the car, help sort recycling, water plants.
Remember: a need is something you must have, and a want is something nice to have. A smart shopper checks the price and size before buying — sometimes the same thing costs less at a different store or in a different package!
Two stores sell the same box of markers. Fill in the prices, then circle the better deal.
| Option A | Option B | |
|---|---|---|
| Price | $ | $ |
| How many markers | ||
| Better deal? (circle one) | A | B |
Tip: to compare fairly, think about the price for one marker, not just the box.
Ads try to make us want things. Match each ad phrase to what it really means.
This was a peek at Smart Cents. The full 28-page workbook has more savings challenges, earning ideas, smart-shopper puzzles, and a goal chart to hang up at home.
Teachers and parents can request free printed copies from Fort McClellan Credit Union.
Request free class sets →